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Salary calculator

Enter guaranteed fixed pay and optional variable pay. The summary shows what is dependable every month versus an illustrative view if variable is included, plus regime-aware TDS tied to your Old / New regime selection.

Salary details

Enter total CTC to fill fixed pay and clear variable; add variable if part of your package—or edit fixed/variable directly so totals stay in sync.

In-hand and TDS estimates in the summary follow this regime (Old vs New slabs).

Total package (CTC)

Annual cash compensation (fixed + variable). Updating this sets fixed to the full amount and clears variable until you add it.

Fixed ₹18,00,000 + variable ₹0 = ₹18,00,000

Fixed pay

Core salary you can treat as dependable monthly cash (before statutory deductions and TDS).

Variable pay

Variable CTC, performance bonus, or incentives—often not paid every month and not guaranteed. We still spread it over 12 months for an "illustrative" in-hand next to your fixed-only number.

Standard monthly deductions

Does not reduce in-hand; shown in the composition chart as part of your package.

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What you can do with this salary

Forecasts, debt fit, and monthly allocation build on your in-hand estimate—available on Premium when you are ready.

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Wealth Forecast

See how your salary can turn into savings and net worth over the next few years.

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EMI Analyzer

Check what EMI is realistically affordable based on your actual in-hand salary.

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Monthly Planner

Turn your salary into a realistic monthly spending and savings plan.